Head to head
MM2H (Malaysia My 2nd Home) vs D7 Passive Income Visa
🇲🇾 MM2H (Malaysia My 2nd Home) (Malaysia) compared with 🇵🇹 D7 Passive Income Visa (Portugal) — across cost, timeline, residency, tax and the path to citizenship.
The verdict
- →D7 Passive Income Visa has the lower financial bar to entry.
- →MM2H (Malaysia My 2nd Home) requires less time in the country each year.
There's no single winner — the right choice depends on your budget, how much time you can spend on the ground, and whether a passport is the goal. Use the table below to weigh what matters to you.
| Feature | 🇲🇾MM2H (Malaysia My 2nd Home) | 🇵🇹D7 Passive Income Visa |
|---|---|---|
| Country | Malaysia | Portugal |
| Type | Retirement Visa | Retirement Visa |
| Headline cost | MYR 1.5m liquid assets; MYR 40k/mo income (Premier) | €920/mo passive income |
| Minimum investment | $1,500,000 | $920 |
| Minimum income | — | $12,000/mo |
| Processing time | 3 months | 3 months |
| Min stay per year | 90 days | 183 days |
| Tax rate | Territorial — foreign income not taxed in Malaysia% | NHR 2.0 (IFICI): 20% flat tax on qualifying foreign income for 10 years% |
| Leads to PR | No | Yes |
| PR after | — | 5.0 years |
| Citizenship after | — | 5 years |
| Dual citizenship | No | Yes |
| Visa-free countries | 185 | — |
| Remote work | No | Yes |
| Healthcare | Yes | Yes |
| Data confidence | high | high |
Frequently asked
Which is cheaper, MM2H (Malaysia My 2nd Home) or D7 Passive Income Visa?
D7 Passive Income Visa has the lower financial requirement (MM2H (Malaysia My 2nd Home): $1,500,000, D7 Passive Income Visa: $920).
Which is faster to get, MM2H (Malaysia My 2nd Home) or D7 Passive Income Visa?
Both take roughly 3 months to process.
Do MM2H (Malaysia My 2nd Home) or D7 Passive Income Visa lead to citizenship?
MM2H (Malaysia My 2nd Home): no direct citizenship route. D7 Passive Income Visa: citizenship possible after about 5 years.
Can I hold dual citizenship with MM2H (Malaysia My 2nd Home) or D7 Passive Income Visa?
MM2H (Malaysia My 2nd Home): No. D7 Passive Income Visa: Yes.
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