Decision tool

Should I stay or leave?

A framework for the hardest decision. Rate what matters, see what pushes and pulls you.

Where are you now?

πŸ‡¬πŸ‡§ Why people leave United Kingdom

πŸ”΄Income tax up to 45% (47% Scotland)
🟑National Insurance on top of income tax
πŸ”΄Inheritance tax 40% above Β£325k
🟑Stamp duty on second homes
πŸ”΄Non-dom status abolished April 2025
🟑Cost of living among highest in Europe
🟑NHS waiting lists 6+ months

πŸ“‹ Tax residency note: UK Statutory Residence Test: spend <46 days in the UK (with <3 ties) to become non-resident. The 'temporary non-residence' rule catches capital gains if you return within 5 years.

What matters to you?

πŸ“‰ Tax burden5/10
πŸ›‘οΈ Safety & security5/10
πŸ₯ Healthcare quality5/10
πŸ’° Wealth preservation5/10
πŸ—½ Personal freedom5/10
β˜€οΈ Climate5/10
πŸ‘₯ Community5/10
πŸ‘¨β€πŸ‘©β€πŸ‘§ Family & schooling5/10

Your leave score

5.0 / 10

Prepare β€” build optionality now

Illustrative 10-year tax picture

$80,000/yr
~$376k saved
$100,000/yr
~$470k saved
$150,000/yr
~$705k saved
$200,000/yr
~$940k saved
$300,000/yr
~$1410k saved

Rough illustration. Grey = estimated home-country tax over 10yr. Not advice β€” verify with an adviser.

Reasons to stay β€” weigh these honestly

English-speaking legal system
World-class universities for children
Strong property rights and rule of law
Cultural and family ties