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From US research tabs to a working plan.

An illustrative couple researching retirement or passive-income residence in Spain and Portugal, using US passports. This is the same comparison and PDF structure customers receive, with no personal assessment or real customer details.

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Your chosen routes

US to Spain or Portugal: illustrative retirement research

Snapshot created 2026-10-28 UTC

Your research questions

Which pension or passive-income evidence is accepted? What insurance, consular, apostille, household and US tax questions need confirmation before applying?

These are recorded questions to investigate. This pack does not claim to have resolved your personal circumstances.

Planning from the United States

Questions for your move from the US

Internally organised by WhereCanIMove systems. No individual professional review. Submit a correction for us to check.

Passport or nationality recorded: United States (illustrative household). This context organises your questions and does not decide eligibility.

Confirm the passport you will use, your lawful US residence and the consular office covering your US address. US residence does not establish US citizenship or visa eligibility.
Confirm the permitted activities for the route, including any work restrictions. Check each household member separately before relying on a residence permission.
Check background-record jurisdictions, document validity windows, apostilles, certified translations and each household member's documents before ordering them.
Ask a qualified adviser about US and destination-country tax filing, foreign-account reporting, healthcare and any applicable relief before committing.

IRS: US citizens and residents abroad ↗

US citizens and resident aliens generally remain subject to US filing rules on worldwide income. Ask a qualified cross-border adviser which filing, reporting and relief rules apply to you.

US State Department: preparing documents for use abroad ↗

Identify which documents need authentication or an apostille and which authority issues it. Confirm the destination authority’s current checklist before ordering documents.

Planning prompts prepared 2026-10-20. Verify the latest authority checklist before acting. Route evidence retains its own original check and expiry dates.

🇪🇸 Spain

Spain non-lucrative residence visa

Spain's non-lucrative residence route allows financially self-sufficient applicants to live in Spain without employment or professional activity. Remote work is not permitted under this route. The ministry's means requirement increases for accompanying relatives.

Financial conditions

Means test: 400% of monthly IPREM for the principal applicant, plus 100% for each accompanying family member, for the required initial period. Confirm the current euro equivalent with the competent consulate; fees are additional.

Qualifying conditions and capital requirements are separate from application fees.

Documents and requirements

Provide sufficient resources for the initial year, health insurance from an insurer authorised in Spain, a medical certificate and the required criminal-record documents. Apply at the competent consulate for your place of residence and undertake not to work. Confirm the permitted family categories and each person’s documentary requirements with the consulate.

Questions to resolve

Check whether this route fits your plans This permission is for residence without employment or professional activity. Remote work is not permitted under this route: UGE explicitly distinguishes it from international telework permission. If you intend to keep working, compare the international telework route. Prepare documents and means Apply through the Spanish consulate responsible for where you live. The ministry lists the application form, a full passport copy with at least one year's validity, criminal-record evidence, a medical certificate, authorised health insurance and proof of sufficient resources. Monthly means are 400% of IPREM for the principal and 100% per accompanying family member. Confirm the current euro amount and family-specific document list with the competent consulate. These resources are not a government fee. Foreign public documents may require sworn translation and legalisation or an apostille, subject to applicable exemptions. Plan collection and arrival The ministry describes an initial one-year residence authorisation starting on entry. It gives one month from notification to collect a granted visa, and one month after entry to request the foreigner identity card (TIE). Confirm the issued visa's entry deadline and the consulate's instructions before booking travel; visa validity and residence duration are different. Keep application charges, translations and legalisation costs separate from your living budget.

Internally checked by WhereCanIMove systems
Checked 2026-10-28 · review due 2026-11-04

Internal checks cover the cited records. They are not an individual professional review.

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Read the complete programme record

🇵🇹 Portugal

Portugal D7 residence visa for retirement or passive income

A residence-visa route for people supported by retirement income or qualifying income from property, intellectual or financial assets. The visa application and the later residence-permit process are distinct.

Financial conditions

Means are assessed against Portugal’s 2026 EUR 920 monthly wage reference, net of social-security contributions, with household weighting of 100% / 50% / 30%.

Qualifying conditions and capital requirements are separate from application fees.

Documents and requirements

Supply evidence of the pension or passive-income source, the required subsistence means and the applicable general residence-visa documentation, including valid travel documentation, medical/travel insurance subject to recognised exemptions, and the required criminal-record evidence. The 2026 means test refers to the EUR 920 monthly minimum-wage benchmark net of social-security contributions, using 100% for the first adult, 50% for each additional adult and 30% for each dependent child or qualifying dependent adult child.

Questions to resolve

Tax residence and immigration permission are separate. Portugal generally treats a person as tax resident after more than 183 days in a relevant 12-month period, or with a home indicating habitual residence even with a shorter stay. Do not present a D7 grant as a flat 20% tax on foreign income. Establish the source of your income Prepare pension evidence or documents showing income from property, intellectual or financial assets. The D7/passive-income checklist differs from the remote-work income route. Ask the competent consular post which evidence it requires for your circumstances. Prepare your household application Use the general residence-visa document list, including travel documentation, insurance, criminal-record formalities and the specific income evidence. The means assessment uses the 2026 EUR 920 wage reference net of social-security contributions, weighted 100% for the first adult, 50% for further adults and 30% for dependent children. This is a reference calculation, not an all-in application price. Separate permission from tax planning Keep immigration documents and tax-residence records separately. Portugal's tax-residence tests include days present and a home indicating habitual residence. IFICI is a separate conditional regime. Confirm current consular arrangements and fees before paying for travel or accommodation.

Internally checked by WhereCanIMove systems
Checked 2026-10-28 · review due 2026-11-04

Internal checks cover the cited records. They are not an individual professional review.

Suggest a correction

Read the complete programme record

You selected these routes for research. Their inclusion does not establish eligibility or recommend an application. Original evidence dates stay visible when a snapshot is generated.

Action checklist

Your purchased account workspace saves completion progress. This public example shows the tasks.

Before choosing

□ Confirm the passport you will use, your lawful US residence and the consular office covering your US address. US residence does not establish US citizenship or visa eligibility.
□ Confirm the permitted activities for the route, including any work restrictions. Check each household member separately before relying on a residence permission.
□ Check background-record jurisdictions, document validity windows, apostilles, certified translations and each household member's documents before ordering them.
□ Ask a qualified adviser about US and destination-country tax filing, foreign-account reporting, healthcare and any applicable relief before committing.
□ Confirm the current application channel and requirements for Spain non-lucrative residence visa.
□ Obtain itemised government, professional and household costs for Spain; keep qualifying financial thresholds separate.
□ Confirm the current application channel and requirements for Portugal D7 residence visa for retirement or passive income.
□ Obtain itemised government, professional and household costs for Portugal; keep qualifying financial thresholds separate.
□ Which income sources and evidence periods does the authority accept?
□ What are the work restrictions, healthcare conditions and dependant requirements?
□ What physical-presence, renewal, tax and total-cost questions need confirmation?

Before applying

□ Ask the authority or adviser for the document list, translations and certification requirements for Spain.
□ Ask the authority or adviser for the document list, translations and certification requirements for Portugal.
□ Confirm your partner's application, work rights and supporting documents separately.

Before moving

□ Complete your budget worksheet using actual quotes. Unknown costs are not zero.
□ Ask a qualified adviser about tax residence, home-country obligations and healthcare before committing.

USD budget worksheet

Enter your own quotes in your private paid workspace. These example amounts are unknown, not zero. Qualifying income and capital are separate.

Application and government fees: Unknown — obtain a quote in USD
Professional advice: Unknown — obtain a quote in USD
Documents and translations: Unknown — obtain a quote in USD
Travel: Unknown — obtain a quote in USD
Moving and shipping: Unknown — obtain a quote in USD
Housing and deposits: Unknown — obtain a quote in USD
Insurance and healthcare: Unknown — obtain a quote in USD
Contingency: Unknown — obtain a quote in USD

Pack scope

An automated research comparison of the routes you chose. No individual professional review or eligibility decision is included.
Official conditions can change. Each route keeps its original source and internal-check dates; generating this pack does not renew them.
Financial conditions are not a total fee quote. Published information and unanswered questions need confirmation before applying.
No application preparation, visa approval, citizenship, tax outcome or agency availability is promised.

Back to US retirement planning

From US research tabs to a working plan.

Optional pack: US$49 once plus applicable tax. No subscription. Sources and free comparisons stay accessible.

🇪🇸 Spain

Spain non-lucrative residence visa

Financial conditions

Qualifying conditions and capital requirements are separate from application fees.

Documents and requirements

Questions to resolve

Internally checked by WhereCanIMove systems
Checked 2026-10-28 · review due 2026-11-04

Internal checks cover the cited records. They are not an individual professional review.

Suggest a correction

Read the complete programme record

Action checklist

Your purchased account workspace saves completion progress. This public example shows the tasks.

Before choosing

□ Confirm the passport you will use, your lawful US residence and the consular office covering your US address. US residence does not establish US citizenship or visa eligibility.
□ Confirm the permitted activities for the route, including any work restrictions. Check each household member separately before relying on a residence permission.
□ Check background-record jurisdictions, document validity windows, apostilles, certified translations and each household member's documents before ordering them.
□ Ask a qualified adviser about US and destination-country tax filing, foreign-account reporting, healthcare and any applicable relief before committing.
□ Confirm the current application channel and requirements for Spain non-lucrative residence visa.
□ Obtain itemised government, professional and household costs for Spain; keep qualifying financial thresholds separate.
□ Confirm the current application channel and requirements for Portugal D7 residence visa for retirement or passive income.
□ Obtain itemised government, professional and household costs for Portugal; keep qualifying financial thresholds separate.
□ Which income sources and evidence periods does the authority accept?
□ What are the work restrictions, healthcare conditions and dependant requirements?
□ What physical-presence, renewal, tax and total-cost questions need confirmation?

Before applying

□ Ask the authority or adviser for the document list, translations and certification requirements for Spain.
□ Ask the authority or adviser for the document list, translations and certification requirements for Portugal.
□ Confirm your partner's application, work rights and supporting documents separately.

Before moving

□ Complete your budget worksheet using actual quotes. Unknown costs are not zero.
□ Ask a qualified adviser about tax residence, home-country obligations and healthcare before committing.

USD budget worksheet

Enter your own quotes in your private paid workspace. These example amounts are unknown, not zero. Qualifying income and capital are separate.

Application and government fees