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Pensioner Retirement Visa (Jubilado)
EcuadorRetirement Visamedium confidence
Ecuador Jubilado: $800/month pension threshold, USD currency (no exchange risk), Cuenca rated one of world's best retirement cities. Spring climate year-round, very affordable.
Investment
~$450 total fees
Processing
2 months
Min stay
183 days/year
Tax rate
0%
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Key Details
Min income$800/mo
Leads to PRYes
Dual citizenship—
Remote work—
Healthcare included—
Crypto accepted—
Same-sex recognised—
RenewableYes
Stay Requirements
Retirement/passive-income residence permit; genuine residence generally required to maintain/renew (~183 days typical) - verify per programme
low confidenceHighlights
- Low monthly income requirement of $800
- Fast processing time of 2 months
- USD currency eliminates exchange risk
- Cuenca rated as a top retirement city
- Pathway to permanent residency
What could change
Changes in immigration policy could impact the visa's requirements.
Tax Notes
Ecuador's tax system is territorial, meaning foreign income is not taxed. Residents are taxed on Ecuadorian source income at rates from 0% to 37%.
Last verified: 4/15/2026Updated: 6/10/2026Confidence: medium