Portugal D7 Visa 2026 — The Passive Income Route to EU Residency
Who qualifies
Anyone with stable passive income of at least EUR 820/month (the Portuguese minimum wage) — from a pension, rental income, dividends, interest, royalties or investment returns. You do not need to be retired. A 35-year-old living off investment income qualifies just as much as a 65-year-old with a pension.
The income threshold increases by 50% for a spouse (EUR 1,230 total for a couple) and 30% per dependent child.
What it gives you
An initial 2-year residence permit, renewable for 3 years, then permanent residence, then citizenship after 5 years of legal residence (with physical presence). The D7 is one of the most direct routes to an EU passport available to non-EU nationals.
NHR tax regime
New D7 residents can apply for Non-Habitual Resident (NHR 2.0 / IFICI) status in the year they become tax resident. The regime provides a 20% flat tax on Portuguese-source income and potential exemption from foreign-source income for 10 years. Pension income is particularly well-treated under many of Portugal's tax treaties.
Physical presence requirement
Unlike the golden visa, the D7 requires genuine residence — at least 183 days per year in Portugal, or at least one continuous stay of 6 months and 1 day. This is a lifestyle visa for people who actually want to live in Portugal.
Best places to live on a D7
Lisbon and Porto are most popular but have risen in cost significantly. The Algarve (particularly Lagos, Tavira) is excellent for retirees. The Silver Coast (Peniche, Óbidos, Caldas da Rainha) offers lower cost and proximity to Lisbon. The Azores and Madeira have separate incentive programmes.
Find the full Portugal D7 programme and immigration firms on WhereCaniMove.